1. Brown & Crouppen Law Firm

Practice Focus: Car accidents, truck accidents, motorcycle accidents, pedestrian accidents, wrongful death, slip and fall accidents, dog bites, workers’ compensation, nursing home abuse.

Case Types Handled: Rear-end collisions, head-on collisions, T-bone accidents, multi-vehicle pileups, drunk driving accidents, distracted driving accidents, commercial truck accidents, bus accidents, rideshare accidents, catastrophic injury cases, spinal cord injuries, traumatic brain injuries.

Legal Services: Insurance claim negotiation, litigation, trial representation, settlement negotiations, medical lien resolution, property damage claims, lost wage recovery, pain and suffering claims, wrongful death claims, workers’ compensation claims.

Background: Brown & Crouppen was founded in 1979 and has become one of the Midwest’s largest personal injury law firms. The firm has recovered over $1 billion in compensation for clients over more than 40 years of practice. Andy Crouppen was named Best Attorney in St. Louis (2024) by the St. Louis Post-Dispatch. Multiple attorneys including Terry Crouppen, Andy Crouppen, Tom Davis, Jennifer Finley, Ed Herman, Jim Hopkins, and Richard Zalasky have been recognized by The National Trial Lawyers as Top 100 Trial Lawyers. Ed Herman received the National Trial Lawyers Golden Gavel Award. Andrea McNairy and Ed Herman were named Law Firm Leaders by Missouri Lawyers Media. The firm reports settlements averaging 30 times higher than original insurance company offers.

Location: 4900 Daggett Ave., St. Louis, MO 63110 (Headquarters, with nine locations across Missouri and Illinois)

Contact: (314) 501-9510 | https://www.brownandcrouppen.com

Consultation: Free case evaluation available. Contingency fee basis (no upfront cost; paid only if case is won).


2. Cantor Injury Law

Practice Focus: Car accidents, truck accidents, motorcycle accidents, pedestrian accidents, wrongful death, premises liability, product liability, workplace injuries.

Case Types Handled: Rear-end collisions, head-on collisions, T-bone accidents, multi-vehicle accidents, drunk driving accidents, distracted driving accidents, commercial truck accidents, catastrophic injury cases, spinal cord injuries, traumatic brain injuries.

Legal Services: Insurance claim negotiation, litigation, trial representation, settlement negotiations, medical lien resolution, property damage claims, lost wage recovery, pain and suffering claims, wrongful death claims.

Background: Cantor Injury Law has over 30 years of experience representing personal injury clients in St. Louis and throughout Missouri and Southern Illinois. The firm has recovered over $500 million for Missouri clients. The firm distinguishes itself by focusing exclusively on Missouri and Southern Illinois cases rather than operating as a national firm. The Cantor Injury Law Charitable Foundation supports local community organizations and causes.

Location: St. Louis, Missouri (serving Missouri and Southern Illinois)

Contact: https://www.cantorinjurylaw.com

Consultation: Free consultation available. Contingency fee basis (no upfront payment required).


3. Brown & Brown, LLP

Practice Focus: Car accidents, truck accidents, motorcycle accidents, workers’ compensation, mass torts, premises liability, wrongful death.

Case Types Handled: Rear-end collisions, head-on collisions, T-bone accidents, multi-vehicle accidents, commercial vehicle accidents, catastrophic injury cases, workplace injuries.

Legal Services: Insurance claim negotiation, litigation, trial representation, settlement negotiations, medical care coordination, property damage claims, lost wage recovery, pain and suffering claims, wrongful death claims, workers’ compensation claims.

Background: Brown & Brown, LLP was founded as a family law firm in St. Louis over 30 years ago. The firm has expanded to include a team of attorneys handling personal injury and workers’ compensation matters throughout Missouri and Illinois. The firm emphasizes individualized attention and client care. Attorneys are available to travel to clients who cannot visit the office.

Location: St. Louis, Missouri (also serving Illinois)

Contact: (314) 333-3333 (Missouri) | (618) 888-8888 (Illinois) | https://www.brownlawoffice.com

Consultation: Free consultation available. Contingency fee arrangement.


4. Schultz & Myers Personal Injury Lawyers

Practice Focus: Car accidents, truck accidents, motorcycle accidents, wrongful death, slip and fall accidents, dog bites, nursing home abuse, product liability.

Case Types Handled: Rear-end collisions, head-on collisions, T-bone accidents, multi-vehicle accidents, drunk driving accidents, distracted driving accidents, commercial truck accidents, hit-and-run accidents, catastrophic injury cases.

Legal Services: Insurance claim negotiation, litigation, trial representation, settlement negotiations, medical lien resolution, property damage claims, lost wage recovery, pain and suffering claims, wrongful death claims.

Background: Schultz & Myers Personal Injury Lawyers is a St. Louis-based personal injury law firm representing clients throughout Missouri. The firm handles cases involving motor vehicle accidents, premises liability, and wrongful death claims.

Location: St. Louis, Missouri

Contact: https://schultzmyers.com

Consultation: Free case evaluation available. Contingency fee basis (no payment unless case is won).


5. Holland Injury Law, LLC

Practice Focus: Car accidents, truck accidents, motorcycle accidents, pedestrian accidents, wrongful death, workers’ compensation, premises liability.

Case Types Handled: Rear-end collisions, head-on collisions, T-bone accidents, multi-vehicle accidents, drunk driving accidents, distracted driving accidents, commercial vehicle accidents, catastrophic injury cases.

Legal Services: Insurance claim negotiation, litigation, trial representation, settlement negotiations, medical care coordination, property damage claims, lost wage recovery, pain and suffering claims, wrongful death claims.

Background: Holland Injury Law, LLC is led by William Holland and is based in St. Louis, Missouri. The firm represents injury victims across Missouri and Illinois in personal injury claims. The firm works on a contingency fee basis, providing representation without upfront costs.

Location: St. Louis, Missouri (serving Missouri and Illinois)

Contact: https://www.stlinjury.lawyer

Consultation: Free consultation available. Contingency fee arrangement.


Car Accident Laws and Regulations in Missouri

Statute of Limitations for Personal Injury Claims: Five years from the date of the accident to file a personal injury lawsuit (Mo. Rev. Stat. Section 516.120(4)). Note: Legislation introduced in 2024-2025 (HB 68) proposed reducing this to two years for cases occurring after August 28, 2025, though this had not passed as of late 2025.

Statute of Limitations for Property Damage Claims: Five years from the date of the accident.

Statute of Limitations for Wrongful Death Claims: Three years from the date of death to file a wrongful death lawsuit (Mo. Rev. Stat. Section 537.100.1).

Fault vs. No-Fault State: Missouri is an at-fault (tort) state. The driver who is responsible for causing the accident must pay for the damages. Accident victims may file claims against the at-fault driver’s insurance or pursue a lawsuit.

Comparative Negligence Rules: Missouri follows a pure comparative negligence system. You can recover damages even if you were partially responsible for the accident. Your compensation will be reduced by your percentage of fault. For example, if you are found 40% at fault and your damages total $100,000, you would recover $60,000.

Minimum Auto Insurance Requirements (As of 2024): Missouri requires drivers to carry minimum liability insurance of: $30,000 per person for bodily injury, $60,000 per accident for bodily injury to two or more people, and $25,000 for property damage.

Uninsured Motorist Coverage: Missouri law requires insurers to offer uninsured motorist coverage. Policyholders may reject this coverage in writing.

Damage Caps: Missouri does not have caps on compensatory damages in most personal injury cases. However, punitive damages may be subject to certain limitations under Missouri law.

Dram Shop Liability: Missouri has dram shop laws that may hold alcohol vendors liable for injuries caused by intoxicated patrons in certain circumstances, particularly when serving obviously intoxicated persons or minors.

Vicarious Liability for Vehicle Owners: Vehicle owners in Missouri are generally not vicariously liable for accidents caused by others driving their vehicle unless specific circumstances apply such as negligent entrustment or agency relationships.

Reporting Requirements: Missouri law requires that any accident resulting in injury, death, or property damage exceeding $500 must be reported to the Missouri Department of Revenue (Mo. Rev. Stat. Section 303.040).

Hit-and-Run Penalties: Missouri has increased penalties for hit-and-run offenses. A driver who leaves the scene of an accident involving injury or death may face felony charges, significant fines, and extended license suspension (Mo. Rev. Stat. Section 577.060).


Frequently Asked Questions

Q: How long do I have to file a car accident lawsuit in Missouri?

A: Missouri has one of the longest statutes of limitations in the country for personal injury claims. You have five years from the date of the accident to file a personal injury or property damage lawsuit (Mo. Rev. Stat. Section 516.120). For wrongful death claims, the deadline is three years from the date of death. However, pending legislation may reduce the personal injury deadline to two years for accidents occurring after August 28, 2025. It is advisable to consult with an attorney promptly to preserve evidence and protect your rights.

Q: Can I still recover damages in Missouri if I was partially at fault for the car accident?

A: Yes. Missouri follows a pure comparative negligence system, which is one of the most favorable to injury claimants. Under this rule, you can recover compensation even if you share significant responsibility for the accident. Your award will be reduced by your percentage of fault. For example, if you are found 60% at fault and your damages are $200,000, you would recover $80,000 (40% of your damages). There is no threshold that bars recovery entirely.

Q: What are the minimum auto insurance requirements for drivers in Missouri?

A: As of 2024, Missouri requires drivers to carry minimum liability insurance coverage of: $30,000 per person for bodily injury (increased from $25,000), $60,000 per accident for bodily injury to multiple persons (increased from $50,000), and $25,000 for property damage. These requirements apply to all registered vehicles. Driving without insurance is illegal and can result in license suspension and fines.

Q: Where would I file a car accident lawsuit in St. Louis, and what court has jurisdiction?

A: Personal injury lawsuits arising from car accidents in St. Louis are generally filed in the Circuit Court of the City of St. Louis (if the accident occurred within city limits) or in the Circuit Court of St. Louis County (if the accident occurred in the county). Missouri uses circuit courts as courts of general jurisdiction for civil matters. For cases involving federal diversity jurisdiction (parties from different states with claims exceeding $75,000), you may file in the United States District Court for the Eastern District of Missouri.

Q: What should I do if the at-fault driver in my Missouri car accident was uninsured?

A: If you have uninsured motorist (UM) coverage on your own auto insurance policy, you can file a claim with your own insurer to recover damages for injuries caused by an uninsured driver. Missouri law requires insurers to offer UM coverage, though you may have rejected it in writing. If you do not have UM coverage, you may still file a lawsuit against the at-fault driver personally, though collecting damages from an uninsured individual can be challenging. For hit-and-run accidents where the driver cannot be identified, UM coverage may also apply.